Madison Associates LLC

Stress test the portfolio, find the problems before they explode! Stress loan rates, collateral value, business and collateral income, cap rates. Find out which loans won’t stand up to the test. Rank loans by stressed values. Identify exposure by borrower, tenant, industry, collateral type, and much more. Estimate the impact on reserves. Track weak loans with the watch list.

Ticklers will remind you when all your important information is due. You can request data from your customers by letter or email. Ticklers can remind you before data is due, when it is in a grace period, when it is late or when it is very late. They can be associated with loan ratings, business or collateral opereating statements, valuations, inspections, personal or business tax returns, personal or business financial statements, or many other data items as well as client-specific ad hoc ticklers.

Manage all your data from one location, share it throught the organization. No more data in separate silos if information on each person’s desktop. Find out what you need to know from one, central database. Benefit from the Madison System’s easy to use, highly intuitive interface.

The Madison System contains a library of over 150 reports tailored to the needs of commercial lenders. Report include graphs, summary tables and loan by loan detail. Loan Detail reports present detailed current and historical data for a single loan including all collateral and borrowers as well as photos and the loan writ up. Just what you need to keep officers and management up do date on the status on the loan.

Report features include drill down, grouping, sorting, and report specific parameters so each report can display information in the most meaningfull manner.

Save all your supporting documents documents — Word, Excel, PDF, jpg and any other elecronic file. Save photographs of collateral, appraisals, operating statements, letters, and more. Once saved, the documents can be shared by everyone. No need to send documents around by email. They are all right there in the Madison System.